:root{--ink:#1d2420;--muted:#5b6660;--bg:#f6f5f0;--card:#fff;--brand:#1f3b2d;--brand2:#2d5640;--accent:#f2b630;--line:#e2e0d8;--radius:14px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand2)}a:hover{color:var(--brand)}
img,svg{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.site{background:var(--brand);color:#fff;position:sticky;top:0;z-index:10;box-shadow:0 2px 10px rgba(0,0,0,.15)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;letter-spacing:.2px}
.brand img{width:38px;height:38px}.brand span small{display:block;font-weight:400;font-size:.75rem;opacity:.8}
nav.main{display:flex;gap:4px;flex-wrap:wrap}
nav.main a{color:#fff;text-decoration:none;padding:8px 12px;border-radius:999px;font-size:.95rem}
nav.main a:hover,nav.main a[aria-current=page]{background:rgba(255,255,255,.14)}
nav.main a.cta{background:var(--accent);color:#1d2420;font-weight:600}
.hero{background:linear-gradient(135deg,var(--brand) 0%,var(--brand2) 100%);color:#fff;padding:64px 0 72px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-80px;bottom:-80px;width:320px;height:320px;border-radius:50%;background:rgba(242,182,48,.12)}
.hero h1{font-size:clamp(1.9rem,4.5vw,3rem);line-height:1.15;margin:0 0 14px;max-width:18ch}
.hero p{font-size:1.15rem;max-width:56ch;opacity:.92;margin:0 0 24px}
.btn{display:inline-block;padding:12px 20px;border-radius:999px;text-decoration:none;font-weight:600;margin:0 8px 8px 0}
.btn.primary{background:var(--accent);color:#1d2420}.btn.ghost{border:2px solid rgba(255,255,255,.6);color:#fff}
.btn.dark{background:var(--brand);color:#fff}
main{padding:40px 0 56px}
.page-title{padding:40px 0 8px}.page-title h1{margin:0;font-size:clamp(1.6rem,3.5vw,2.3rem)}
.page-title p{color:var(--muted);margin:.4rem 0 0}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.card h3{margin:0 0 6px;font-size:1.1rem}.card p{margin:0;color:var(--muted)}
.card .ico{width:40px;height:40px;border-radius:10px;background:#fdf3d8;display:grid;place-items:center;margin-bottom:12px;font-size:1.2rem}
section+section{margin-top:44px}
h2{font-size:1.5rem;margin:0 0 14px}
.notice{background:#fff8e6;border:1px solid #f1dc9e;border-radius:var(--radius);padding:14px 18px;color:#5a4a1a;font-size:.95rem}
.table-wrap{overflow-x:auto;background:var(--card);border:1px solid var(--line);border-radius:var(--radius)}
table{border-collapse:collapse;width:100%;min-width:560px}
th,td{padding:10px 14px;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
th{background:#f0efe8;font-weight:600}tr:last-child td{border-bottom:0}
.prose{max-width:72ch}.prose li{margin:.3rem 0}
footer.site{background:#18241d;color:#cfd6d1;padding:32px 0;font-size:.9rem}
footer.site a{color:#fff}
footer.site .wrap{display:grid;gap:12px}
footer.site .disclaimer{opacity:.8;max-width:80ch}
@media (max-width:640px){header.site .wrap{padding-top:8px;padding-bottom:8px}nav.main a{padding:6px 10px;font-size:.9rem}.hero{padding:44px 0 52px}}